At this time, additional funds solicited have not been approved for PADHPR. Effective Monday, November 7, 2022, the program will no longer accept new Wait List registrations. The Program is currently working with the the Waiting List in order of registration and priority groups, subject to the availability of funds. To learn more about the order of priorities, please go to the Frequently Asked Questions (FAQs) section.

Puerto Rico Homeowner Assistance Program

What is the Puerto Rico Homeowner Assistance Program?
This assistance supports homeowners in Puerto Rico who have faced difficulties paying the mortgage on their main home, and other housing-related expenses, due to the COVID-19 pandemic.

The Commonwealth of Puerto Rico was awarded $75.6 million of Homeowner Assistance Funds (HAF) from the U.S. Department of the Treasury through the American Rescue Plan Act of 2021 to launch Puerto Rico’s HAF Program. Through this funding, the Puerto Rico Housing Finance Authority (PRHFA) will administer the Puerto Rico Homeowner Assistance Program (PRHAP).

What is HAF?

The Homeowner Assistance Fund (HAF) is intended to help homeowners affected by the COVID-19 pandemic avoid mortgage delinquency, foreclosure and loss of basic services to home. This relief is intended for homeowners facing financial difficulties before and continued after January 21, 2020. In Puerto Rico this program will be known as the Puerto Rico Homeowners Assistance Program.

To view the final HAF Plan, please click here.


Housing Counseling Agencies

AFVPR’s interactive webmap allows for visual analysis of delinquency rates by municipio. This tool also includes layers showing total loans, median income, unemployment rates (June 2021), and forbearance rates by municipio. These layers can be accessed using the Layer List on the top left. Additional information on specific municipios is viewable by clicking on features in the map. You can access the map at the link below.

Stay Tuned

Stay tuned to this web page for more information as the program unfolds.

Homeowners interested in the Puerto Rico Homeowner Assistance Program should visit our website to stay up to date with the latest Program information.

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This project is supported by an allocation of federal funds granted to the Puerto Rico Department of the Treasury by the United States Department of the Treasury. This project will be administered by the Puerto Rico Housing Finance Authority. This website provides information only and is not intended to be used for legal consulting purposes. For financial advice specific to your circumstances, consult your financial advisor, attorney, or certified housing counselor. Information on this website is subject to change without notice.