Important Notice: The Program has disbursed all the available funds. As of Wednesday, May 31, 2023, this page will no longer be monitored or updated. If the security of your home is threatened, please contact one of the Housing Counseling Agencies

Puerto Rico Homeowner Assistance Program

Last update: May 31, 2023
PRHAP’s Impact in Puerto Rico

  • 8,991 socially disadvantaged families have been assisted.
  • 8,991 low- or moderate-income families have been assisted.
  • More than 99.78% of the funds allocated to the Program have been disbursed.
  • More than 99.82% of the funds allocated to the Program have been committed.

Breakdown by type of assistance:

  • Mortgage: 6,337 assistances
  • Utilities – Electricity: 6,233 assistances
  • Utilities – Water: 4,733 assistances
  • Property taxes: 151 assistances
  • Homeowner Association Fees: 1,432 assistances
  • Mortgage Insurance: 41 assistances
Last update: 5/22/2023 (Updated weekly)
What is the Puerto Rico Homeowner Assistance Program?
This assistance supports homeowners in Puerto Rico who have faced difficulties paying the mortgage on their main home, and other housing-related expenses, due to the COVID-19 pandemic.

The Commonwealth of Puerto Rico was awarded $75.6 million of Homeowner Assistance Funds (HAF) from the U.S. Department of the Treasury through the American Rescue Plan Act of 2021 to launch Puerto Rico’s HAF Program. Through this funding, the Puerto Rico Housing Finance Authority (PRHFA) will administer the Puerto Rico Homeowner Assistance Program (PRHAP).

On May 31, 2023, the Program ended its operations after having disbursed all the available funds.
What is HAF?

The Homeowner Assistance Fund (HAF) is intended to help homeowners affected by the COVID-19 pandemic avoid mortgage delinquency, foreclosure and loss of basic services to home. This relief is intended for homeowners facing financial difficulties before and continued after January 21, 2020. In Puerto Rico this program will be known as the Puerto Rico Homeowners Assistance Program.

To view the final HAF Plan, please click here.


Housing Counseling Agencies

AFVPR’s interactive webmap allows for visual analysis of delinquency rates by municipio. This tool also includes layers showing total loans, median income, unemployment rates (June 2021), and forbearance rates by municipio. These layers can be accessed using the Layer List on the top left. Additional information on specific municipios is viewable by clicking on features in the map. You can access the map at the link below.

Stay Tuned

Stay tuned to this web page for more information as the program unfolds.

Homeowners interested in the Puerto Rico Homeowner Assistance Program should visit our website to stay up to date with the latest Program information.

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This project is supported by an allocation of federal funds granted to the Puerto Rico Department of the Treasury by the United States Department of the Treasury. This project will be administered by the Puerto Rico Housing Finance Authority. This website provides information only and is not intended to be used for legal consulting purposes. For financial advice specific to your circumstances, consult your financial advisor, attorney, or certified housing counselor. Information on this website is subject to change without notice.